Glad you asked!  This is such a great question.  It makes you look smart for asking it.  You recognize that the market is cyclical and your question implies that you’re so savvy that you can sync your investing to take advantage of the market’s ebbs and flows.  You’re a force of nature and I commend you for it, especially since you preceded the question with several minutes critiquing the Federal Reserve and expressing concern about today’s geopolitical situation. I love that you asked me because now it’s a chance for me to cite a bunch of bullshit statistics that prop up my world-view and make us all feel better about ourselves.  Best of all, no answer I give is going to suggest taking any real action on your part.  It’s a win-win. So Where Are We in the Current Cycle? Definitely the late innings, but it may only be the…

My older son’s school celebrates a positive trait each month (respect, courtesy, etc) and recognizes students that embody the month’s trait at an assembly.  For February, William earned a golden paw award for fairness.  I keep thinking about this because while William may display fairness to his fellow students, life has not been fair to him.  The kid was dealt a tough hand of cards from the beginning.  He has ARPKD.  He deals with it and tries his best to show fairness and compassion to others, though, which is mind-blowing because he could use his diagnosis as a crutch instead.  Will could whine about all the things he can’t do like play contact sports or ride roller coasters.  Instead, he plays the hand he was dealt.  To see him do this day after day is inspiring and humbling. Kidney Month March is National Kidney Month.  The Wall Street Journal has…